LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,609
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,276
−HK$1,695/mo
Today · 4.125%
HK$56,971
baseline
▲ 0.50% · 4.625%
HK$60,437
+HK$3,466/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,942/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,639
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,239
−HK$1,622/mo
Today · 4.125%
HK$62,861
baseline
▲ 0.50% · 4.625%
HK$66,175
+HK$3,314/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,722/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,331
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,332
−HK$2,033/mo
Today · 4.125%
HK$68,365
baseline
▲ 0.50% · 4.625%
HK$72,525
+HK$4,160/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$136,730/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,567
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,487
−HK$1,947/mo
Today · 4.125%
HK$75,434
baseline
▲ 0.50% · 4.625%
HK$79,410
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$150,868/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,052
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,387
−HK$2,372/mo
Today · 4.125%
HK$79,759
baseline
▲ 0.50% · 4.625%
HK$84,612
+HK$4,853/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,518/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,495
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,734
−HK$2,272/mo
Today · 4.125%
HK$88,006
baseline
▲ 0.50% · 4.625%
HK$92,645
+HK$4,639/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$176,012/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,496
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$99,498
−HK$3,049/mo
Today · 4.125%
HK$102,547
baseline
▲ 0.50% · 4.625%
HK$108,787
+HK$6,240/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,094/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,351
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,230
−HK$2,921/mo
Today · 4.125%
HK$113,151
baseline
▲ 0.50% · 4.625%
HK$119,115
+HK$5,964/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,302/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,176 · Scale 2, in force from 26 Feb 2026)