LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,610
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,278
−HK$1,694/mo
Today · 4.125%
HK$56,972
baseline
▲ 0.50% · 4.625%
HK$60,439
+HK$3,467/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,944/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,641
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,240
−HK$1,623/mo
Today · 4.125%
HK$62,863
baseline
▲ 0.50% · 4.625%
HK$66,177
+HK$3,314/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,726/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,332
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,333
−HK$2,033/mo
Today · 4.125%
HK$68,366
baseline
▲ 0.50% · 4.625%
HK$72,526
+HK$4,160/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$136,732/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,569
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,488
−HK$1,948/mo
Today · 4.125%
HK$75,436
baseline
▲ 0.50% · 4.625%
HK$79,412
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$150,872/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,054
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,389
−HK$2,372/mo
Today · 4.125%
HK$79,761
baseline
▲ 0.50% · 4.625%
HK$84,614
+HK$4,853/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,522/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,497
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,736
−HK$2,272/mo
Today · 4.125%
HK$88,008
baseline
▲ 0.50% · 4.625%
HK$92,647
+HK$4,639/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$176,016/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,498
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,500
−HK$3,050/mo
Today · 4.125%
HK$102,550
baseline
▲ 0.50% · 4.625%
HK$108,789
+HK$6,239/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,100/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,353
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,232
−HK$2,921/mo
Today · 4.125%
HK$113,153
baseline
▲ 0.50% · 4.625%
HK$119,118
+HK$5,965/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,306/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,200 · Scale 2, in force from 26 Feb 2026)