LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,612
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,280
−HK$1,694/mo
Today · 4.125%
HK$56,974
baseline
▲ 0.50% · 4.625%
HK$60,441
+HK$3,467/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,948/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,643
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,243
−HK$1,622/mo
Today · 4.125%
HK$62,865
baseline
▲ 0.50% · 4.625%
HK$66,179
+HK$3,314/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,730/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,335
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,336
−HK$2,033/mo
Today · 4.125%
HK$68,369
baseline
▲ 0.50% · 4.625%
HK$72,529
+HK$4,160/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$136,738/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,572
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,491
−HK$1,947/mo
Today · 4.125%
HK$75,438
baseline
▲ 0.50% · 4.625%
HK$79,415
+HK$3,977/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$150,876/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,057
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,392
−HK$2,372/mo
Today · 4.125%
HK$79,764
baseline
▲ 0.50% · 4.625%
HK$84,617
+HK$4,853/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,528/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,500
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,740
−HK$2,271/mo
Today · 4.125%
HK$88,011
baseline
▲ 0.50% · 4.625%
HK$92,651
+HK$4,640/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$176,022/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,502
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$99,504
−HK$3,049/mo
Today · 4.125%
HK$102,553
baseline
▲ 0.50% · 4.625%
HK$108,794
+HK$6,241/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,106/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,357
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$110,237
−HK$2,921/mo
Today · 4.125%
HK$113,158
baseline
▲ 0.50% · 4.625%
HK$119,122
+HK$5,964/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,316/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,238 · Scale 2, in force from 26 Feb 2026)