LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,617
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,285
−HK$1,695/mo
Today · 4.125%
HK$56,980
baseline
▲ 0.50% · 4.625%
HK$60,447
+HK$3,467/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,960/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,649
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,249
−HK$1,623/mo
Today · 4.125%
HK$62,872
baseline
▲ 0.50% · 4.625%
HK$66,186
+HK$3,314/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,744/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,341
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,342
−HK$2,034/mo
Today · 4.125%
HK$68,376
baseline
▲ 0.50% · 4.625%
HK$72,536
+HK$4,160/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,752/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,579
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,498
−HK$1,948/mo
Today · 4.125%
HK$75,446
baseline
▲ 0.50% · 4.625%
HK$79,423
+HK$3,977/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,892/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,064
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,399
−HK$2,373/mo
Today · 4.125%
HK$79,772
baseline
▲ 0.50% · 4.625%
HK$84,626
+HK$4,854/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,544/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,508
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,748
−HK$2,272/mo
Today · 4.125%
HK$88,020
baseline
▲ 0.50% · 4.625%
HK$92,660
+HK$4,640/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$176,040/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,511
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$99,514
−HK$3,050/mo
Today · 4.125%
HK$102,564
baseline
▲ 0.50% · 4.625%
HK$108,804
+HK$6,240/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,128/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,368
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$110,248
−HK$2,921/mo
Today · 4.125%
HK$113,169
baseline
▲ 0.50% · 4.625%
HK$119,134
+HK$5,965/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,338/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,337 · Scale 2, in force from 26 Feb 2026)