LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,619
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,287
−HK$1,694/mo
Today · 4.125%
HK$56,981
baseline
▲ 0.50% · 4.625%
HK$60,449
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,962/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,651
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,250
−HK$1,623/mo
Today · 4.125%
HK$62,873
baseline
▲ 0.50% · 4.625%
HK$66,187
+HK$3,314/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,746/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,343
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,344
−HK$2,034/mo
Today · 4.125%
HK$68,378
baseline
▲ 0.50% · 4.625%
HK$72,538
+HK$4,160/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,756/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,581
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,500
−HK$1,948/mo
Today · 4.125%
HK$75,448
baseline
▲ 0.50% · 4.625%
HK$79,425
+HK$3,977/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,896/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,067
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,402
−HK$2,372/mo
Today · 4.125%
HK$79,774
baseline
▲ 0.50% · 4.625%
HK$84,628
+HK$4,854/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,548/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,511
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,750
−HK$2,273/mo
Today · 4.125%
HK$88,023
baseline
▲ 0.50% · 4.625%
HK$92,662
+HK$4,639/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$176,046/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,514
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,516
−HK$3,050/mo
Today · 4.125%
HK$102,566
baseline
▲ 0.50% · 4.625%
HK$108,807
+HK$6,241/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,132/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,371
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$110,251
−HK$2,921/mo
Today · 4.125%
HK$113,172
baseline
▲ 0.50% · 4.625%
HK$119,137
+HK$5,965/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,344/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,364 · Scale 2, in force from 26 Feb 2026)