LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,619
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,287
−HK$1,695/mo
Today · 4.125%
HK$56,982
baseline
▲ 0.50% · 4.625%
HK$60,449
+HK$3,467/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,964/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,651
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,251
−HK$1,623/mo
Today · 4.125%
HK$62,874
baseline
▲ 0.50% · 4.625%
HK$66,188
+HK$3,314/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,748/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,343
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,345
−HK$2,033/mo
Today · 4.125%
HK$68,378
baseline
▲ 0.50% · 4.625%
HK$72,539
+HK$4,161/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,756/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,581
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,501
−HK$1,948/mo
Today · 4.125%
HK$75,449
baseline
▲ 0.50% · 4.625%
HK$79,426
+HK$3,977/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,898/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,067
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,402
−HK$2,373/mo
Today · 4.125%
HK$79,775
baseline
▲ 0.50% · 4.625%
HK$84,629
+HK$4,854/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,550/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,512
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,751
−HK$2,272/mo
Today · 4.125%
HK$88,023
baseline
▲ 0.50% · 4.625%
HK$92,663
+HK$4,640/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$176,046/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,515
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,517
−HK$3,050/mo
Today · 4.125%
HK$102,567
baseline
▲ 0.50% · 4.625%
HK$108,808
+HK$6,241/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,134/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,372
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$110,252
−HK$2,921/mo
Today · 4.125%
HK$113,173
baseline
▲ 0.50% · 4.625%
HK$119,138
+HK$5,965/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,346/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,374 · Scale 2, in force from 26 Feb 2026)