LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,620
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,288
−HK$1,694/mo
Today · 4.125%
HK$56,982
baseline
▲ 0.50% · 4.625%
HK$60,450
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,964/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,652
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,252
−HK$1,622/mo
Today · 4.125%
HK$62,874
baseline
▲ 0.50% · 4.625%
HK$66,189
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,748/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,344
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,345
−HK$2,034/mo
Today · 4.125%
HK$68,379
baseline
▲ 0.50% · 4.625%
HK$72,540
+HK$4,161/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,758/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,582
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,502
−HK$1,947/mo
Today · 4.125%
HK$75,449
baseline
▲ 0.50% · 4.625%
HK$79,426
+HK$3,977/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,898/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,068
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,403
−HK$2,372/mo
Today · 4.125%
HK$79,775
baseline
▲ 0.50% · 4.625%
HK$84,630
+HK$4,855/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,550/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,512
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,752
−HK$2,272/mo
Today · 4.125%
HK$88,024
baseline
▲ 0.50% · 4.625%
HK$92,664
+HK$4,640/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$176,048/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,516
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,518
−HK$3,050/mo
Today · 4.125%
HK$102,568
baseline
▲ 0.50% · 4.625%
HK$108,809
+HK$6,241/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,136/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,373
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$110,253
−HK$2,921/mo
Today · 4.125%
HK$113,174
baseline
▲ 0.50% · 4.625%
HK$119,140
+HK$5,966/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,348/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,383 · Scale 2, in force from 26 Feb 2026)