LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,625
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,293
−HK$1,695/mo
Today · 4.125%
HK$56,988
baseline
▲ 0.50% · 4.625%
HK$60,455
+HK$3,467/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,976/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,657
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,257
−HK$1,623/mo
Today · 4.125%
HK$62,880
baseline
▲ 0.50% · 4.625%
HK$66,195
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,760/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,350
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,351
−HK$2,034/mo
Today · 4.125%
HK$68,385
baseline
▲ 0.50% · 4.625%
HK$72,546
+HK$4,161/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,770/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,588
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,508
−HK$1,948/mo
Today · 4.125%
HK$75,456
baseline
▲ 0.50% · 4.625%
HK$79,434
+HK$3,978/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,912/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,075
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,410
−HK$2,373/mo
Today · 4.125%
HK$79,783
baseline
▲ 0.50% · 4.625%
HK$84,637
+HK$4,854/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$159,566/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,520
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,760
−HK$2,272/mo
Today · 4.125%
HK$88,032
baseline
▲ 0.50% · 4.625%
HK$92,672
+HK$4,640/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$176,064/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,525
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$99,527
−HK$3,051/mo
Today · 4.125%
HK$102,578
baseline
▲ 0.50% · 4.625%
HK$108,819
+HK$6,241/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,156/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,383
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$110,263
−HK$2,921/mo
Today · 4.125%
HK$113,184
baseline
▲ 0.50% · 4.625%
HK$119,150
+HK$5,966/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,368/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,473 · Scale 2, in force from 26 Feb 2026)