LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,625
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,293
−HK$1,695/mo
Today · 4.125%
HK$56,988
baseline
▲ 0.50% · 4.625%
HK$60,455
+HK$3,467/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,976/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,657
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,257
−HK$1,624/mo
Today · 4.125%
HK$62,881
baseline
▲ 0.50% · 4.625%
HK$66,195
+HK$3,314/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,762/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,350
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,352
−HK$2,033/mo
Today · 4.125%
HK$68,385
baseline
▲ 0.50% · 4.625%
HK$72,547
+HK$4,162/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,770/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,589
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,509
−HK$1,948/mo
Today · 4.125%
HK$75,457
baseline
▲ 0.50% · 4.625%
HK$79,434
+HK$3,977/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,914/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,075
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,410
−HK$2,373/mo
Today · 4.125%
HK$79,783
baseline
▲ 0.50% · 4.625%
HK$84,638
+HK$4,855/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$159,566/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,520
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,760
−HK$2,273/mo
Today · 4.125%
HK$88,033
baseline
▲ 0.50% · 4.625%
HK$92,673
+HK$4,640/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$176,066/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,525
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$99,528
−HK$3,050/mo
Today · 4.125%
HK$102,578
baseline
▲ 0.50% · 4.625%
HK$108,820
+HK$6,242/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,156/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,383
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,263
−HK$2,922/mo
Today · 4.125%
HK$113,185
baseline
▲ 0.50% · 4.625%
HK$119,151
+HK$5,966/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,370/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,479 · Scale 2, in force from 26 Feb 2026)