LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,626
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,294
−HK$1,695/mo
Today · 4.125%
HK$56,989
baseline
▲ 0.50% · 4.625%
HK$60,456
+HK$3,467/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,978/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,658
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,258
−HK$1,623/mo
Today · 4.125%
HK$62,881
baseline
▲ 0.50% · 4.625%
HK$66,196
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,762/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,351
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,353
−HK$2,033/mo
Today · 4.125%
HK$68,386
baseline
▲ 0.50% · 4.625%
HK$72,548
+HK$4,162/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,772/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,590
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,510
−HK$1,948/mo
Today · 4.125%
HK$75,458
baseline
▲ 0.50% · 4.625%
HK$79,435
+HK$3,977/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,916/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,076
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,412
−HK$2,372/mo
Today · 4.125%
HK$79,784
baseline
▲ 0.50% · 4.625%
HK$84,639
+HK$4,855/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$159,568/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,522
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,762
−HK$2,272/mo
Today · 4.125%
HK$88,034
baseline
▲ 0.50% · 4.625%
HK$92,674
+HK$4,640/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$176,068/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,527
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$99,529
−HK$3,051/mo
Today · 4.125%
HK$102,580
baseline
▲ 0.50% · 4.625%
HK$108,821
+HK$6,241/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,160/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,385
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,265
−HK$2,922/mo
Today · 4.125%
HK$113,187
baseline
▲ 0.50% · 4.625%
HK$119,153
+HK$5,966/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,374/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,494 · Scale 2, in force from 26 Feb 2026)