LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,627
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,295
−HK$1,695/mo
Today · 4.125%
HK$56,990
baseline
▲ 0.50% · 4.625%
HK$60,458
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,980/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,659
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,260
−HK$1,623/mo
Today · 4.125%
HK$62,883
baseline
▲ 0.50% · 4.625%
HK$66,197
+HK$3,314/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,766/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,352
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,354
−HK$2,034/mo
Today · 4.125%
HK$68,388
baseline
▲ 0.50% · 4.625%
HK$72,549
+HK$4,161/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,776/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,591
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,511
−HK$1,948/mo
Today · 4.125%
HK$75,459
baseline
▲ 0.50% · 4.625%
HK$79,437
+HK$3,978/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,918/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,078
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,413
−HK$2,373/mo
Today · 4.125%
HK$79,786
baseline
▲ 0.50% · 4.625%
HK$84,641
+HK$4,855/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$159,572/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,523
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,763
−HK$2,273/mo
Today · 4.125%
HK$88,036
baseline
▲ 0.50% · 4.625%
HK$92,676
+HK$4,640/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$176,072/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,529
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$99,531
−HK$3,051/mo
Today · 4.125%
HK$102,582
baseline
▲ 0.50% · 4.625%
HK$108,824
+HK$6,242/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,164/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,387
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,267
−HK$2,922/mo
Today · 4.125%
HK$113,189
baseline
▲ 0.50% · 4.625%
HK$119,155
+HK$5,966/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,378/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,514 · Scale 2, in force from 26 Feb 2026)