LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,630
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,298
−HK$1,695/mo
Today · 4.125%
HK$56,993
baseline
▲ 0.50% · 4.625%
HK$60,461
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,986/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,663
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,263
−HK$1,623/mo
Today · 4.125%
HK$62,886
baseline
▲ 0.50% · 4.625%
HK$66,201
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,772/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,356
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,358
−HK$2,034/mo
Today · 4.125%
HK$68,392
baseline
▲ 0.50% · 4.625%
HK$72,553
+HK$4,161/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,784/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,595
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,516
−HK$1,948/mo
Today · 4.125%
HK$75,464
baseline
▲ 0.50% · 4.625%
HK$79,441
+HK$3,977/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,928/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,082
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,418
−HK$2,372/mo
Today · 4.125%
HK$79,790
baseline
▲ 0.50% · 4.625%
HK$84,645
+HK$4,855/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$159,580/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,528
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,768
−HK$2,273/mo
Today · 4.125%
HK$88,041
baseline
▲ 0.50% · 4.625%
HK$92,682
+HK$4,641/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$176,082/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,534
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$99,537
−HK$3,051/mo
Today · 4.125%
HK$102,588
baseline
▲ 0.50% · 4.625%
HK$108,830
+HK$6,242/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,176/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,393
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,273
−HK$2,922/mo
Today · 4.125%
HK$113,195
baseline
▲ 0.50% · 4.625%
HK$119,162
+HK$5,967/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,390/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,571 · Scale 2, in force from 26 Feb 2026)