LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,631
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,299
−HK$1,695/mo
Today · 4.125%
HK$56,994
baseline
▲ 0.50% · 4.625%
HK$60,462
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,988/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,664
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,264
−HK$1,623/mo
Today · 4.125%
HK$62,887
baseline
▲ 0.50% · 4.625%
HK$66,202
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,774/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,357
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,359
−HK$2,034/mo
Today · 4.125%
HK$68,393
baseline
▲ 0.50% · 4.625%
HK$72,555
+HK$4,162/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,786/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,597
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,517
−HK$1,948/mo
Today · 4.125%
HK$75,465
baseline
▲ 0.50% · 4.625%
HK$79,443
+HK$3,978/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,930/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,083
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,419
−HK$2,373/mo
Today · 4.125%
HK$79,792
baseline
▲ 0.50% · 4.625%
HK$84,647
+HK$4,855/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$159,584/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,530
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,770
−HK$2,272/mo
Today · 4.125%
HK$88,042
baseline
▲ 0.50% · 4.625%
HK$92,683
+HK$4,641/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$176,084/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,536
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$99,539
−HK$3,050/mo
Today · 4.125%
HK$102,589
baseline
▲ 0.50% · 4.625%
HK$108,832
+HK$6,243/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,178/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,395
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,275
−HK$2,922/mo
Today · 4.125%
HK$113,197
baseline
▲ 0.50% · 4.625%
HK$119,164
+HK$5,967/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,394/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,589 · Scale 2, in force from 26 Feb 2026)