LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,633
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,301
−HK$1,695/mo
Today · 4.125%
HK$56,996
baseline
▲ 0.50% · 4.625%
HK$60,464
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,992/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,666
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,266
−HK$1,624/mo
Today · 4.125%
HK$62,890
baseline
▲ 0.50% · 4.625%
HK$66,205
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,780/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,360
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,362
−HK$2,034/mo
Today · 4.125%
HK$68,396
baseline
▲ 0.50% · 4.625%
HK$72,557
+HK$4,161/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,792/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,599
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,520
−HK$1,948/mo
Today · 4.125%
HK$75,468
baseline
▲ 0.50% · 4.625%
HK$79,446
+HK$3,978/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,936/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,086
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,422
−HK$2,373/mo
Today · 4.125%
HK$79,795
baseline
▲ 0.50% · 4.625%
HK$84,650
+HK$4,855/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$159,590/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,533
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,773
−HK$2,273/mo
Today · 4.125%
HK$88,046
baseline
▲ 0.50% · 4.625%
HK$92,687
+HK$4,641/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$176,092/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,539
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$99,542
−HK$3,051/mo
Today · 4.125%
HK$102,593
baseline
▲ 0.50% · 4.625%
HK$108,836
+HK$6,243/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,186/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,399
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$110,280
−HK$2,922/mo
Today · 4.125%
HK$113,202
baseline
▲ 0.50% · 4.625%
HK$119,169
+HK$5,967/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,404/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,626 · Scale 2, in force from 26 Feb 2026)