LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,634
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,303
−HK$1,695/mo
Today · 4.125%
HK$56,998
baseline
▲ 0.50% · 4.625%
HK$60,466
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,996/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,668
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,268
−HK$1,623/mo
Today · 4.125%
HK$62,891
baseline
▲ 0.50% · 4.625%
HK$66,206
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,782/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,361
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,363
−HK$2,034/mo
Today · 4.125%
HK$68,397
baseline
▲ 0.50% · 4.625%
HK$72,559
+HK$4,162/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,794/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,601
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,521
−HK$1,949/mo
Today · 4.125%
HK$75,470
baseline
▲ 0.50% · 4.625%
HK$79,448
+HK$3,978/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,940/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,088
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,424
−HK$2,373/mo
Today · 4.125%
HK$79,797
baseline
▲ 0.50% · 4.625%
HK$84,652
+HK$4,855/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$159,594/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,535
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,775
−HK$2,273/mo
Today · 4.125%
HK$88,048
baseline
▲ 0.50% · 4.625%
HK$92,689
+HK$4,641/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$176,096/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,542
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$99,545
−HK$3,051/mo
Today · 4.125%
HK$102,596
baseline
▲ 0.50% · 4.625%
HK$108,839
+HK$6,243/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,192/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,402
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,282
−HK$2,922/mo
Today · 4.125%
HK$113,204
baseline
▲ 0.50% · 4.625%
HK$119,171
+HK$5,967/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,408/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,651 · Scale 2, in force from 26 Feb 2026)