LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,635
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,303
−HK$1,695/mo
Today · 4.125%
HK$56,998
baseline
▲ 0.50% · 4.625%
HK$60,466
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,996/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,668
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,268
−HK$1,624/mo
Today · 4.125%
HK$62,892
baseline
▲ 0.50% · 4.625%
HK$66,207
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,784/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,362
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,364
−HK$2,034/mo
Today · 4.125%
HK$68,398
baseline
▲ 0.50% · 4.625%
HK$72,559
+HK$4,161/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,796/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,602
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,522
−HK$1,948/mo
Today · 4.125%
HK$75,470
baseline
▲ 0.50% · 4.625%
HK$79,448
+HK$3,978/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,940/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,088
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,424
−HK$2,373/mo
Today · 4.125%
HK$79,797
baseline
▲ 0.50% · 4.625%
HK$84,653
+HK$4,856/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$159,594/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,535
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,776
−HK$2,272/mo
Today · 4.125%
HK$88,048
baseline
▲ 0.50% · 4.625%
HK$92,689
+HK$4,641/mo
Deposit HK$7.06M · loan HK$16.46M · min. income ≈ HK$176,096/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,542
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$99,545
−HK$3,051/mo
Today · 4.125%
HK$102,596
baseline
▲ 0.50% · 4.625%
HK$108,839
+HK$6,243/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,192/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,402
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$110,283
−HK$2,922/mo
Today · 4.125%
HK$113,205
baseline
▲ 0.50% · 4.625%
HK$119,172
+HK$5,967/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,410/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,656 · Scale 2, in force from 26 Feb 2026)