LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,636
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,304
−HK$1,695/mo
Today · 4.125%
HK$56,999
baseline
▲ 0.50% · 4.625%
HK$60,468
+HK$3,469/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$113,998/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,670
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,270
−HK$1,623/mo
Today · 4.125%
HK$62,893
baseline
▲ 0.50% · 4.625%
HK$66,209
+HK$3,316/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,786/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,363
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,365
−HK$2,034/mo
Today · 4.125%
HK$68,399
baseline
▲ 0.50% · 4.625%
HK$72,561
+HK$4,162/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,798/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,603
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,524
−HK$1,948/mo
Today · 4.125%
HK$75,472
baseline
▲ 0.50% · 4.625%
HK$79,450
+HK$3,978/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,944/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,090
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,426
−HK$2,373/mo
Today · 4.125%
HK$79,799
baseline
▲ 0.50% · 4.625%
HK$84,655
+HK$4,856/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,598/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,537
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,778
−HK$2,273/mo
Today · 4.125%
HK$88,051
baseline
▲ 0.50% · 4.625%
HK$92,692
+HK$4,641/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,102/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,545
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$99,548
−HK$3,051/mo
Today · 4.125%
HK$102,599
baseline
▲ 0.50% · 4.625%
HK$108,842
+HK$6,243/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,198/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,405
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$110,286
−HK$2,922/mo
Today · 4.125%
HK$113,208
baseline
▲ 0.50% · 4.625%
HK$119,175
+HK$5,967/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,416/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,683 · Scale 2, in force from 26 Feb 2026)