LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,638
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,307
−HK$1,695/mo
Today · 4.125%
HK$57,002
baseline
▲ 0.50% · 4.625%
HK$60,470
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$114,004/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,672
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,272
−HK$1,624/mo
Today · 4.125%
HK$62,896
baseline
▲ 0.50% · 4.625%
HK$66,211
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,792/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,366
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,368
−HK$2,034/mo
Today · 4.125%
HK$68,402
baseline
▲ 0.50% · 4.625%
HK$72,564
+HK$4,162/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,804/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,606
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,527
−HK$1,948/mo
Today · 4.125%
HK$75,475
baseline
▲ 0.50% · 4.625%
HK$79,454
+HK$3,979/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,950/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,094
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,429
−HK$2,374/mo
Today · 4.125%
HK$79,803
baseline
▲ 0.50% · 4.625%
HK$84,658
+HK$4,855/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,606/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,541
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,781
−HK$2,273/mo
Today · 4.125%
HK$88,054
baseline
▲ 0.50% · 4.625%
HK$92,696
+HK$4,642/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,108/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,549
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$99,552
−HK$3,051/mo
Today · 4.125%
HK$102,603
baseline
▲ 0.50% · 4.625%
HK$108,847
+HK$6,244/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,206/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,410
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$110,290
−HK$2,923/mo
Today · 4.125%
HK$113,213
baseline
▲ 0.50% · 4.625%
HK$119,180
+HK$5,967/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,426/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,724 · Scale 2, in force from 26 Feb 2026)