LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,642
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,310
−HK$1,696/mo
Today · 4.125%
HK$57,006
baseline
▲ 0.50% · 4.625%
HK$60,474
+HK$3,468/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$114,012/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,676
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,276
−HK$1,624/mo
Today · 4.125%
HK$62,900
baseline
▲ 0.50% · 4.625%
HK$66,216
+HK$3,316/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,800/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,370
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,372
−HK$2,035/mo
Today · 4.125%
HK$68,407
baseline
▲ 0.50% · 4.625%
HK$72,569
+HK$4,162/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$136,814/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,611
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,532
−HK$1,948/mo
Today · 4.125%
HK$75,480
baseline
▲ 0.50% · 4.625%
HK$79,459
+HK$3,979/mo
Deposit HK$9.41M · loan HK$14.11M · min. income ≈ HK$150,960/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,098
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,434
−HK$2,374/mo
Today · 4.125%
HK$79,808
baseline
▲ 0.50% · 4.625%
HK$84,664
+HK$4,856/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,616/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,546
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,787
−HK$2,273/mo
Today · 4.125%
HK$88,060
baseline
▲ 0.50% · 4.625%
HK$92,702
+HK$4,642/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,120/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,555
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$99,559
−HK$3,051/mo
Today · 4.125%
HK$102,610
baseline
▲ 0.50% · 4.625%
HK$108,854
+HK$6,244/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,220/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,417
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$110,298
−HK$2,922/mo
Today · 4.125%
HK$113,220
baseline
▲ 0.50% · 4.625%
HK$119,188
+HK$5,968/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,440/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,789 · Scale 2, in force from 26 Feb 2026)