LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,643
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,312
−HK$1,695/mo
Today · 4.125%
HK$57,007
baseline
▲ 0.50% · 4.625%
HK$60,476
+HK$3,469/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$114,014/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,677
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,278
−HK$1,624/mo
Today · 4.125%
HK$62,902
baseline
▲ 0.50% · 4.625%
HK$66,217
+HK$3,315/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,804/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$999,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,372
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,374
−HK$2,034/mo
Today · 4.125%
HK$68,408
baseline
▲ 0.50% · 4.625%
HK$72,571
+HK$4,163/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$136,816/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,613
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,533
−HK$1,949/mo
Today · 4.125%
HK$75,482
baseline
▲ 0.50% · 4.625%
HK$79,461
+HK$3,979/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$150,964/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$999,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,100
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,436
−HK$2,374/mo
Today · 4.125%
HK$79,810
baseline
▲ 0.50% · 4.625%
HK$84,666
+HK$4,856/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,620/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,548
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,789
−HK$2,273/mo
Today · 4.125%
HK$88,062
baseline
▲ 0.50% · 4.625%
HK$92,704
+HK$4,642/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,124/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$999,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,557
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$99,561
−HK$3,051/mo
Today · 4.125%
HK$102,612
baseline
▲ 0.50% · 4.625%
HK$108,856
+HK$6,244/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$205,224/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,419
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$110,300
−HK$2,923/mo
Today · 4.125%
HK$113,223
baseline
▲ 0.50% · 4.625%
HK$119,191
+HK$5,968/mo
Deposit HK$2.35M · loan HK$21.17M · min. income ≈ HK$226,446/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,813 · Scale 2, in force from 26 Feb 2026)