LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,654
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,323
−HK$1,695/mo
Today · 4.125%
HK$57,018
baseline
▲ 0.50% · 4.625%
HK$60,488
+HK$3,470/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$114,036/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,000,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,689
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,290
−HK$1,624/mo
Today · 4.125%
HK$62,914
baseline
▲ 0.50% · 4.625%
HK$66,230
+HK$3,316/mo
Deposit HK$11.76M · loan HK$11.76M · min. income ≈ HK$125,828/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,000,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,385
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,387
−HK$2,035/mo
Today · 4.125%
HK$68,422
baseline
▲ 0.50% · 4.625%
HK$72,585
+HK$4,163/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$136,844/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,627
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,548
−HK$1,949/mo
Today · 4.125%
HK$75,497
baseline
▲ 0.50% · 4.625%
HK$79,476
+HK$3,979/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$150,994/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,115
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,452
−HK$2,374/mo
Today · 4.125%
HK$79,826
baseline
▲ 0.50% · 4.625%
HK$84,683
+HK$4,857/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,652/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,565
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,806
−HK$2,274/mo
Today · 4.125%
HK$88,080
baseline
▲ 0.50% · 4.625%
HK$92,723
+HK$4,643/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,160/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,577
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$99,581
−HK$3,052/mo
Today · 4.125%
HK$102,633
baseline
▲ 0.50% · 4.625%
HK$108,878
+HK$6,245/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$205,266/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,441
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$110,322
−HK$2,923/mo
Today · 4.125%
HK$113,245
baseline
▲ 0.50% · 4.625%
HK$119,215
+HK$5,970/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$226,490/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,013 · Scale 2, in force from 26 Feb 2026)