LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,657
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,326
−HK$1,696/mo
Today · 4.125%
HK$57,022
baseline
▲ 0.50% · 4.625%
HK$60,491
+HK$3,469/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,044/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,693
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,294
−HK$1,624/mo
Today · 4.125%
HK$62,918
baseline
▲ 0.50% · 4.625%
HK$66,234
+HK$3,316/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,836/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,388
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,391
−HK$2,035/mo
Today · 4.125%
HK$68,426
baseline
▲ 0.50% · 4.625%
HK$72,590
+HK$4,164/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$136,852/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,631
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,553
−HK$1,948/mo
Today · 4.125%
HK$75,501
baseline
▲ 0.50% · 4.625%
HK$79,481
+HK$3,980/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$151,002/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,120
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,456
−HK$2,374/mo
Today · 4.125%
HK$79,830
baseline
▲ 0.50% · 4.625%
HK$84,688
+HK$4,858/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,660/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,570
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,811
−HK$2,274/mo
Today · 4.125%
HK$88,085
baseline
▲ 0.50% · 4.625%
HK$92,728
+HK$4,643/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,170/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,583
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$99,587
−HK$3,052/mo
Today · 4.125%
HK$102,639
baseline
▲ 0.50% · 4.625%
HK$108,885
+HK$6,246/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$205,278/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,447
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$110,329
−HK$2,923/mo
Today · 4.125%
HK$113,252
baseline
▲ 0.50% · 4.625%
HK$119,222
+HK$5,970/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$226,504/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,073 · Scale 2, in force from 26 Feb 2026)