LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,657
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,326
−HK$1,696/mo
Today · 4.125%
HK$57,022
baseline
▲ 0.50% · 4.625%
HK$60,492
+HK$3,470/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,044/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,693
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,294
−HK$1,624/mo
Today · 4.125%
HK$62,918
baseline
▲ 0.50% · 4.625%
HK$66,235
+HK$3,317/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,836/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,389
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,392
−HK$2,034/mo
Today · 4.125%
HK$68,426
baseline
▲ 0.50% · 4.625%
HK$72,590
+HK$4,164/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$136,852/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,632
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,553
−HK$1,949/mo
Today · 4.125%
HK$75,502
baseline
▲ 0.50% · 4.625%
HK$79,482
+HK$3,980/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$151,004/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,120
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,457
−HK$2,374/mo
Today · 4.125%
HK$79,831
baseline
▲ 0.50% · 4.625%
HK$84,688
+HK$4,857/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,662/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,570
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,812
−HK$2,274/mo
Today · 4.125%
HK$88,086
baseline
▲ 0.50% · 4.625%
HK$92,729
+HK$4,643/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,172/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,583
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$99,587
−HK$3,053/mo
Today · 4.125%
HK$102,640
baseline
▲ 0.50% · 4.625%
HK$108,885
+HK$6,245/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$205,280/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,448
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$110,329
−HK$2,924/mo
Today · 4.125%
HK$113,253
baseline
▲ 0.50% · 4.625%
HK$119,222
+HK$5,969/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$226,506/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,078 · Scale 2, in force from 26 Feb 2026)