LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,660
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,329
−HK$1,696/mo
Today · 4.125%
HK$57,025
baseline
▲ 0.50% · 4.625%
HK$60,495
+HK$3,470/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,050/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,696
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,298
−HK$1,624/mo
Today · 4.125%
HK$62,922
baseline
▲ 0.50% · 4.625%
HK$66,238
+HK$3,316/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,844/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,392
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,395
−HK$2,035/mo
Today · 4.125%
HK$68,430
baseline
▲ 0.50% · 4.625%
HK$72,594
+HK$4,164/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$136,860/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,636
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,557
−HK$1,949/mo
Today · 4.125%
HK$75,506
baseline
▲ 0.50% · 4.625%
HK$79,486
+HK$3,980/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$151,012/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,124
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,461
−HK$2,374/mo
Today · 4.125%
HK$79,835
baseline
▲ 0.50% · 4.625%
HK$84,693
+HK$4,858/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,670/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,575
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,817
−HK$2,273/mo
Today · 4.125%
HK$88,090
baseline
▲ 0.50% · 4.625%
HK$92,734
+HK$4,644/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,180/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,588
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$99,593
−HK$3,052/mo
Today · 4.125%
HK$102,645
baseline
▲ 0.50% · 4.625%
HK$108,891
+HK$6,246/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$205,290/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,454
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$110,336
−HK$2,923/mo
Today · 4.125%
HK$113,259
baseline
▲ 0.50% · 4.625%
HK$119,229
+HK$5,970/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$226,518/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,134 · Scale 2, in force from 26 Feb 2026)