LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,663
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,332
−HK$1,696/mo
Today · 4.125%
HK$57,028
baseline
▲ 0.50% · 4.625%
HK$60,498
+HK$3,470/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,056/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,700
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,301
−HK$1,624/mo
Today · 4.125%
HK$62,925
baseline
▲ 0.50% · 4.625%
HK$66,242
+HK$3,317/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,850/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,396
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,399
−HK$2,035/mo
Today · 4.125%
HK$68,434
baseline
▲ 0.50% · 4.625%
HK$72,598
+HK$4,164/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$136,868/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,640
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,561
−HK$1,949/mo
Today · 4.125%
HK$75,510
baseline
▲ 0.50% · 4.625%
HK$79,490
+HK$3,980/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$151,020/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,128
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,465
−HK$2,375/mo
Today · 4.125%
HK$79,840
baseline
▲ 0.50% · 4.625%
HK$84,698
+HK$4,858/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,680/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,580
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,821
−HK$2,274/mo
Today · 4.125%
HK$88,095
baseline
▲ 0.50% · 4.625%
HK$92,739
+HK$4,644/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,190/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,594
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$99,598
−HK$3,053/mo
Today · 4.125%
HK$102,651
baseline
▲ 0.50% · 4.625%
HK$108,897
+HK$6,246/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$205,302/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,459
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$110,341
−HK$2,924/mo
Today · 4.125%
HK$113,265
baseline
▲ 0.50% · 4.625%
HK$119,236
+HK$5,971/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$226,530/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,188 · Scale 2, in force from 26 Feb 2026)