LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,665
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,335
−HK$1,696/mo
Today · 4.125%
HK$57,031
baseline
▲ 0.50% · 4.625%
HK$60,501
+HK$3,470/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,062/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,702
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,303
−HK$1,625/mo
Today · 4.125%
HK$62,928
baseline
▲ 0.50% · 4.625%
HK$66,245
+HK$3,317/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,856/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,398
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,402
−HK$2,035/mo
Today · 4.125%
HK$68,437
baseline
▲ 0.50% · 4.625%
HK$72,601
+HK$4,164/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$136,874/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,643
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,564
−HK$1,949/mo
Today · 4.125%
HK$75,513
baseline
▲ 0.50% · 4.625%
HK$79,494
+HK$3,981/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$151,026/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,132
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,469
−HK$2,374/mo
Today · 4.125%
HK$79,843
baseline
▲ 0.50% · 4.625%
HK$84,701
+HK$4,858/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$159,686/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,583
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,825
−HK$2,274/mo
Today · 4.125%
HK$88,099
baseline
▲ 0.50% · 4.625%
HK$92,743
+HK$4,644/mo
Deposit HK$7.06M · loan HK$16.47M · min. income ≈ HK$176,198/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,598
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$99,602
−HK$3,053/mo
Today · 4.125%
HK$102,655
baseline
▲ 0.50% · 4.625%
HK$108,902
+HK$6,247/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$205,310/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,464
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$110,346
−HK$2,924/mo
Today · 4.125%
HK$113,270
baseline
▲ 0.50% · 4.625%
HK$119,240
+HK$5,970/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$226,540/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,229 · Scale 2, in force from 26 Feb 2026)