LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,668
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,337
−HK$1,696/mo
Today · 4.125%
HK$57,033
baseline
▲ 0.50% · 4.625%
HK$60,504
+HK$3,471/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,066/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,705
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,306
−HK$1,625/mo
Today · 4.125%
HK$62,931
baseline
▲ 0.50% · 4.625%
HK$66,248
+HK$3,317/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,862/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,402
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,405
−HK$2,035/mo
Today · 4.125%
HK$68,440
baseline
▲ 0.50% · 4.625%
HK$72,605
+HK$4,165/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$136,880/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,646
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,568
−HK$1,949/mo
Today · 4.125%
HK$75,517
baseline
▲ 0.50% · 4.625%
HK$79,498
+HK$3,981/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$151,034/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,135
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,472
−HK$2,375/mo
Today · 4.125%
HK$79,847
baseline
▲ 0.50% · 4.625%
HK$84,705
+HK$4,858/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,694/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,587
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,829
−HK$2,274/mo
Today · 4.125%
HK$88,103
baseline
▲ 0.50% · 4.625%
HK$92,747
+HK$4,644/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,206/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,602
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$99,607
−HK$3,053/mo
Today · 4.125%
HK$102,660
baseline
▲ 0.50% · 4.625%
HK$108,907
+HK$6,247/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$205,320/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,469
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$110,351
−HK$2,924/mo
Today · 4.125%
HK$113,275
baseline
▲ 0.50% · 4.625%
HK$119,246
+HK$5,971/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$226,550/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,278 · Scale 2, in force from 26 Feb 2026)