LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,669
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,338
−HK$1,697/mo
Today · 4.125%
HK$57,035
baseline
▲ 0.50% · 4.625%
HK$60,505
+HK$3,470/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,070/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,706
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,308
−HK$1,624/mo
Today · 4.125%
HK$62,932
baseline
▲ 0.50% · 4.625%
HK$66,249
+HK$3,317/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,864/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,403
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,406
−HK$2,036/mo
Today · 4.125%
HK$68,442
baseline
▲ 0.50% · 4.625%
HK$72,606
+HK$4,164/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$136,884/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,648
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,569
−HK$1,949/mo
Today · 4.125%
HK$75,518
baseline
▲ 0.50% · 4.625%
HK$79,499
+HK$3,981/mo
Deposit HK$9.41M · loan HK$14.12M · min. income ≈ HK$151,036/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,000,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,137
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,474
−HK$2,374/mo
Today · 4.125%
HK$79,848
baseline
▲ 0.50% · 4.625%
HK$84,707
+HK$4,859/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,696/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,589
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,831
−HK$2,274/mo
Today · 4.125%
HK$88,105
baseline
▲ 0.50% · 4.625%
HK$92,749
+HK$4,644/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,210/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,604
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$99,609
−HK$3,053/mo
Today · 4.125%
HK$102,662
baseline
▲ 0.50% · 4.625%
HK$108,909
+HK$6,247/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$205,324/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,471
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,354
−HK$2,924/mo
Today · 4.125%
HK$113,278
baseline
▲ 0.50% · 4.625%
HK$119,249
+HK$5,971/mo
Deposit HK$2.35M · loan HK$21.18M · min. income ≈ HK$226,556/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,298 · Scale 2, in force from 26 Feb 2026)