LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,675
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,344
−HK$1,697/mo
Today · 4.125%
HK$57,041
baseline
▲ 0.50% · 4.625%
HK$60,511
+HK$3,470/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,082/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,713
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,314
−HK$1,625/mo
Today · 4.125%
HK$62,939
baseline
▲ 0.50% · 4.625%
HK$66,256
+HK$3,317/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,878/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,410
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,413
−HK$2,036/mo
Today · 4.125%
HK$68,449
baseline
▲ 0.50% · 4.625%
HK$72,614
+HK$4,165/mo
Deposit HK$9.42M · loan HK$14.12M · min. income ≈ HK$136,898/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,655
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,577
−HK$1,950/mo
Today · 4.125%
HK$75,527
baseline
▲ 0.50% · 4.625%
HK$79,508
+HK$3,981/mo
Deposit HK$9.42M · loan HK$14.12M · min. income ≈ HK$151,054/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,145
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,482
−HK$2,375/mo
Today · 4.125%
HK$79,857
baseline
▲ 0.50% · 4.625%
HK$84,716
+HK$4,859/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,714/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,598
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,840
−HK$2,274/mo
Today · 4.125%
HK$88,114
baseline
▲ 0.50% · 4.625%
HK$92,759
+HK$4,645/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,228/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,615
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$99,620
−HK$3,053/mo
Today · 4.125%
HK$102,673
baseline
▲ 0.50% · 4.625%
HK$108,921
+HK$6,248/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,346/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,483
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,365
−HK$2,925/mo
Today · 4.125%
HK$113,290
baseline
▲ 0.50% · 4.625%
HK$119,261
+HK$5,971/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,580/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,405 · Scale 2, in force from 26 Feb 2026)