LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,676
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,346
−HK$1,696/mo
Today · 4.125%
HK$57,042
baseline
▲ 0.50% · 4.625%
HK$60,513
+HK$3,471/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,084/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,714
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,316
−HK$1,624/mo
Today · 4.125%
HK$62,940
baseline
▲ 0.50% · 4.625%
HK$66,258
+HK$3,318/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,880/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,412
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,415
−HK$2,036/mo
Today · 4.125%
HK$68,451
baseline
▲ 0.50% · 4.625%
HK$72,616
+HK$4,165/mo
Deposit HK$9.42M · loan HK$14.12M · min. income ≈ HK$136,902/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,657
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,579
−HK$1,950/mo
Today · 4.125%
HK$75,529
baseline
▲ 0.50% · 4.625%
HK$79,510
+HK$3,981/mo
Deposit HK$9.42M · loan HK$14.12M · min. income ≈ HK$151,058/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,147
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,484
−HK$2,375/mo
Today · 4.125%
HK$79,859
baseline
▲ 0.50% · 4.625%
HK$84,718
+HK$4,859/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,718/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,600
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,842
−HK$2,275/mo
Today · 4.125%
HK$88,117
baseline
▲ 0.50% · 4.625%
HK$92,761
+HK$4,644/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,234/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,617
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,623
−HK$3,053/mo
Today · 4.125%
HK$102,676
baseline
▲ 0.50% · 4.625%
HK$108,924
+HK$6,248/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,352/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,486
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,368
−HK$2,925/mo
Today · 4.125%
HK$113,293
baseline
▲ 0.50% · 4.625%
HK$119,265
+HK$5,972/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,586/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,432 · Scale 2, in force from 26 Feb 2026)