LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,677
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,346
−HK$1,697/mo
Today · 4.125%
HK$57,043
baseline
▲ 0.50% · 4.625%
HK$60,514
+HK$3,471/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,086/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,715
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,316
−HK$1,625/mo
Today · 4.125%
HK$62,941
baseline
▲ 0.50% · 4.625%
HK$66,259
+HK$3,318/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,882/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,412
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,416
−HK$2,035/mo
Today · 4.125%
HK$68,451
baseline
▲ 0.50% · 4.625%
HK$72,616
+HK$4,165/mo
Deposit HK$9.42M · loan HK$14.12M · min. income ≈ HK$136,902/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,658
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,580
−HK$1,949/mo
Today · 4.125%
HK$75,529
baseline
▲ 0.50% · 4.625%
HK$79,511
+HK$3,982/mo
Deposit HK$9.42M · loan HK$14.12M · min. income ≈ HK$151,058/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,147
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,485
−HK$2,375/mo
Today · 4.125%
HK$79,860
baseline
▲ 0.50% · 4.625%
HK$84,719
+HK$4,859/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,720/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,601
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,843
−HK$2,275/mo
Today · 4.125%
HK$88,118
baseline
▲ 0.50% · 4.625%
HK$92,762
+HK$4,644/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,236/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,618
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,624
−HK$3,053/mo
Today · 4.125%
HK$102,677
baseline
▲ 0.50% · 4.625%
HK$108,925
+HK$6,248/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,354/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,487
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,370
−HK$2,924/mo
Today · 4.125%
HK$113,294
baseline
▲ 0.50% · 4.625%
HK$119,266
+HK$5,972/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,588/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,442 · Scale 2, in force from 26 Feb 2026)