LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,682
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,352
−HK$1,696/mo
Today · 4.125%
HK$57,048
baseline
▲ 0.50% · 4.625%
HK$60,519
+HK$3,471/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,096/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,720
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,322
−HK$1,625/mo
Today · 4.125%
HK$62,947
baseline
▲ 0.50% · 4.625%
HK$66,265
+HK$3,318/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,894/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,418
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,422
−HK$2,036/mo
Today · 4.125%
HK$68,458
baseline
▲ 0.50% · 4.625%
HK$72,623
+HK$4,165/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,916/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,665
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,587
−HK$1,949/mo
Today · 4.125%
HK$75,536
baseline
▲ 0.50% · 4.625%
HK$79,518
+HK$3,982/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,072/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,155
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,492
−HK$2,375/mo
Today · 4.125%
HK$79,867
baseline
▲ 0.50% · 4.625%
HK$84,727
+HK$4,860/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,734/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,609
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,851
−HK$2,275/mo
Today · 4.125%
HK$88,126
baseline
▲ 0.50% · 4.625%
HK$92,771
+HK$4,645/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,252/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,627
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,633
−HK$3,054/mo
Today · 4.125%
HK$102,687
baseline
▲ 0.50% · 4.625%
HK$108,935
+HK$6,248/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,374/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,497
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,380
−HK$2,925/mo
Today · 4.125%
HK$113,305
baseline
▲ 0.50% · 4.625%
HK$119,277
+HK$5,972/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,610/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$1,000,536 · Scale 2, in force from 26 Feb 2026)