LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,687
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,357
−HK$1,696/mo
Today · 4.125%
HK$57,053
baseline
▲ 0.50% · 4.625%
HK$60,525
+HK$3,472/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,106/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,726
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,328
−HK$1,625/mo
Today · 4.125%
HK$62,953
baseline
▲ 0.50% · 4.625%
HK$66,271
+HK$3,318/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,906/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,424
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,428
−HK$2,036/mo
Today · 4.125%
HK$68,464
baseline
▲ 0.50% · 4.625%
HK$72,630
+HK$4,166/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,928/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,671
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,593
−HK$1,950/mo
Today · 4.125%
HK$75,543
baseline
▲ 0.50% · 4.625%
HK$79,525
+HK$3,982/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,086/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,161
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,499
−HK$2,376/mo
Today · 4.125%
HK$79,875
baseline
▲ 0.50% · 4.625%
HK$84,735
+HK$4,860/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,750/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,616
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,859
−HK$2,275/mo
Today · 4.125%
HK$88,134
baseline
▲ 0.50% · 4.625%
HK$92,779
+HK$4,645/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,268/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,636
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,642
−HK$3,054/mo
Today · 4.125%
HK$102,696
baseline
▲ 0.50% · 4.625%
HK$108,945
+HK$6,249/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,392/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,506
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,390
−HK$2,925/mo
Today · 4.125%
HK$113,315
baseline
▲ 0.50% · 4.625%
HK$119,288
+HK$5,973/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,630/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,625 · Scale 2, in force from 26 Feb 2026)