LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,687
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,357
−HK$1,697/mo
Today · 4.125%
HK$57,054
baseline
▲ 0.50% · 4.625%
HK$60,525
+HK$3,471/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,108/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,726
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,328
−HK$1,625/mo
Today · 4.125%
HK$62,953
baseline
▲ 0.50% · 4.625%
HK$66,272
+HK$3,319/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,906/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,425
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,428
−HK$2,037/mo
Today · 4.125%
HK$68,465
baseline
▲ 0.50% · 4.625%
HK$72,630
+HK$4,165/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,930/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,672
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,594
−HK$1,950/mo
Today · 4.125%
HK$75,544
baseline
▲ 0.50% · 4.625%
HK$79,526
+HK$3,982/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,088/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,162
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,500
−HK$2,375/mo
Today · 4.125%
HK$79,875
baseline
▲ 0.50% · 4.625%
HK$84,735
+HK$4,860/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,750/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,617
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,859
−HK$2,275/mo
Today · 4.125%
HK$88,134
baseline
▲ 0.50% · 4.625%
HK$92,780
+HK$4,646/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,268/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,637
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,643
−HK$3,054/mo
Today · 4.125%
HK$102,697
baseline
▲ 0.50% · 4.625%
HK$108,946
+HK$6,249/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,394/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,507
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,391
−HK$2,925/mo
Today · 4.125%
HK$113,316
baseline
▲ 0.50% · 4.625%
HK$119,289
+HK$5,973/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,632/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,634 · Scale 2, in force from 26 Feb 2026)