LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,689
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,359
−HK$1,697/mo
Today · 4.125%
HK$57,056
baseline
▲ 0.50% · 4.625%
HK$60,527
+HK$3,471/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,112/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,728
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,330
−HK$1,625/mo
Today · 4.125%
HK$62,955
baseline
▲ 0.50% · 4.625%
HK$66,274
+HK$3,319/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,910/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,427
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,431
−HK$2,036/mo
Today · 4.125%
HK$68,467
baseline
▲ 0.50% · 4.625%
HK$72,633
+HK$4,166/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,934/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,674
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,596
−HK$1,950/mo
Today · 4.125%
HK$75,546
baseline
▲ 0.50% · 4.625%
HK$79,529
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,092/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,164
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,503
−HK$2,375/mo
Today · 4.125%
HK$79,878
baseline
▲ 0.50% · 4.625%
HK$84,738
+HK$4,860/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,756/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,620
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,862
−HK$2,275/mo
Today · 4.125%
HK$88,137
baseline
▲ 0.50% · 4.625%
HK$92,783
+HK$4,646/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,274/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,640
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,646
−HK$3,054/mo
Today · 4.125%
HK$102,700
baseline
▲ 0.50% · 4.625%
HK$108,949
+HK$6,249/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,400/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,511
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,394
−HK$2,926/mo
Today · 4.125%
HK$113,320
baseline
▲ 0.50% · 4.625%
HK$119,293
+HK$5,973/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,640/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,668 · Scale 2, in force from 26 Feb 2026)