LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,690
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,360
−HK$1,697/mo
Today · 4.125%
HK$57,057
baseline
▲ 0.50% · 4.625%
HK$60,528
+HK$3,471/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,114/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,729
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,331
−HK$1,625/mo
Today · 4.125%
HK$62,956
baseline
▲ 0.50% · 4.625%
HK$66,275
+HK$3,319/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,912/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,428
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,432
−HK$2,036/mo
Today · 4.125%
HK$68,468
baseline
▲ 0.50% · 4.625%
HK$72,634
+HK$4,166/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,936/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,675
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,597
−HK$1,950/mo
Today · 4.125%
HK$75,547
baseline
▲ 0.50% · 4.625%
HK$79,530
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,094/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,166
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,504
−HK$2,375/mo
Today · 4.125%
HK$79,879
baseline
▲ 0.50% · 4.625%
HK$84,740
+HK$4,861/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,758/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,621
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,864
−HK$2,275/mo
Today · 4.125%
HK$88,139
baseline
▲ 0.50% · 4.625%
HK$92,785
+HK$4,646/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,278/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,641
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,648
−HK$3,054/mo
Today · 4.125%
HK$102,702
baseline
▲ 0.50% · 4.625%
HK$108,951
+HK$6,249/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,404/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,513
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,396
−HK$2,925/mo
Today · 4.125%
HK$113,321
baseline
▲ 0.50% · 4.625%
HK$119,295
+HK$5,974/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,642/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,683 · Scale 2, in force from 26 Feb 2026)