LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,691
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,361
−HK$1,697/mo
Today · 4.125%
HK$57,058
baseline
▲ 0.50% · 4.625%
HK$60,530
+HK$3,472/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,116/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,731
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,333
−HK$1,625/mo
Today · 4.125%
HK$62,958
baseline
▲ 0.50% · 4.625%
HK$66,276
+HK$3,318/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,916/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,429
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,433
−HK$2,036/mo
Today · 4.125%
HK$68,469
baseline
▲ 0.50% · 4.625%
HK$72,636
+HK$4,167/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,938/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,677
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,599
−HK$1,950/mo
Today · 4.125%
HK$75,549
baseline
▲ 0.50% · 4.625%
HK$79,532
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,098/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,167
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,506
−HK$2,375/mo
Today · 4.125%
HK$79,881
baseline
▲ 0.50% · 4.625%
HK$84,742
+HK$4,861/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,762/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,623
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,866
−HK$2,275/mo
Today · 4.125%
HK$88,141
baseline
▲ 0.50% · 4.625%
HK$92,787
+HK$4,646/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,282/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,644
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,650
−HK$3,054/mo
Today · 4.125%
HK$102,704
baseline
▲ 0.50% · 4.625%
HK$108,954
+HK$6,250/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,408/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,515
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,399
−HK$2,925/mo
Today · 4.125%
HK$113,324
baseline
▲ 0.50% · 4.625%
HK$119,297
+HK$5,973/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,648/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,707 · Scale 2, in force from 26 Feb 2026)