LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,692
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,362
−HK$1,697/mo
Today · 4.125%
HK$57,059
baseline
▲ 0.50% · 4.625%
HK$60,531
+HK$3,472/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,118/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,732
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,334
−HK$1,625/mo
Today · 4.125%
HK$62,959
baseline
▲ 0.50% · 4.625%
HK$66,277
+HK$3,318/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,918/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,430
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,434
−HK$2,037/mo
Today · 4.125%
HK$68,471
baseline
▲ 0.50% · 4.625%
HK$72,637
+HK$4,166/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,942/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,678
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,600
−HK$1,950/mo
Today · 4.125%
HK$75,550
baseline
▲ 0.50% · 4.625%
HK$79,533
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,100/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,169
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,507
−HK$2,375/mo
Today · 4.125%
HK$79,882
baseline
▲ 0.50% · 4.625%
HK$84,743
+HK$4,861/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,764/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,624
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,867
−HK$2,275/mo
Today · 4.125%
HK$88,142
baseline
▲ 0.50% · 4.625%
HK$92,788
+HK$4,646/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,284/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,645
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,652
−HK$3,054/mo
Today · 4.125%
HK$102,706
baseline
▲ 0.50% · 4.625%
HK$108,955
+HK$6,249/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,412/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,517
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,400
−HK$2,926/mo
Today · 4.125%
HK$113,326
baseline
▲ 0.50% · 4.625%
HK$119,299
+HK$5,973/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,652/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,723 · Scale 2, in force from 26 Feb 2026)