LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,693
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,363
−HK$1,697/mo
Today · 4.125%
HK$57,060
baseline
▲ 0.50% · 4.625%
HK$60,532
+HK$3,472/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,120/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,733
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,335
−HK$1,625/mo
Today · 4.125%
HK$62,960
baseline
▲ 0.50% · 4.625%
HK$66,279
+HK$3,319/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,920/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,431
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,436
−HK$2,036/mo
Today · 4.125%
HK$68,472
baseline
▲ 0.50% · 4.625%
HK$72,638
+HK$4,166/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,944/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,679
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,602
−HK$1,950/mo
Today · 4.125%
HK$75,552
baseline
▲ 0.50% · 4.625%
HK$79,534
+HK$3,982/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,104/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,170
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,508
−HK$2,376/mo
Today · 4.125%
HK$79,884
baseline
▲ 0.50% · 4.625%
HK$84,745
+HK$4,861/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,768/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,626
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,869
−HK$2,275/mo
Today · 4.125%
HK$88,144
baseline
▲ 0.50% · 4.625%
HK$92,790
+HK$4,646/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,288/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$1,000,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,647
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,653
−HK$3,055/mo
Today · 4.125%
HK$102,708
baseline
▲ 0.50% · 4.625%
HK$108,957
+HK$6,249/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,416/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,519
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,403
−HK$2,925/mo
Today · 4.125%
HK$113,328
baseline
▲ 0.50% · 4.625%
HK$119,302
+HK$5,974/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,656/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,741 · Scale 2, in force from 26 Feb 2026)