LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,695
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,365
−HK$1,697/mo
Today · 4.125%
HK$57,062
baseline
▲ 0.50% · 4.625%
HK$60,535
+HK$3,473/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$114,124/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,735
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,338
−HK$1,625/mo
Today · 4.125%
HK$62,963
baseline
▲ 0.50% · 4.625%
HK$66,282
+HK$3,319/mo
Deposit HK$11.77M · loan HK$11.77M · min. income ≈ HK$125,926/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,000,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,434
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,439
−HK$2,036/mo
Today · 4.125%
HK$68,475
baseline
▲ 0.50% · 4.625%
HK$72,641
+HK$4,166/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,950/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,683
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,605
−HK$1,950/mo
Today · 4.125%
HK$75,555
baseline
▲ 0.50% · 4.625%
HK$79,538
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,110/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,173
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,512
−HK$2,375/mo
Today · 4.125%
HK$79,887
baseline
▲ 0.50% · 4.625%
HK$84,748
+HK$4,861/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$159,774/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,630
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,873
−HK$2,275/mo
Today · 4.125%
HK$88,148
baseline
▲ 0.50% · 4.625%
HK$92,794
+HK$4,646/mo
Deposit HK$7.06M · loan HK$16.48M · min. income ≈ HK$176,296/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,651
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,658
−HK$3,054/mo
Today · 4.125%
HK$102,712
baseline
▲ 0.50% · 4.625%
HK$108,962
+HK$6,250/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$205,424/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,524
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,408
−HK$2,925/mo
Today · 4.125%
HK$113,333
baseline
▲ 0.50% · 4.625%
HK$119,307
+HK$5,974/mo
Deposit HK$2.35M · loan HK$21.19M · min. income ≈ HK$226,666/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,786 · Scale 2, in force from 26 Feb 2026)