LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,700
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,371
−HK$1,697/mo
Today · 4.125%
HK$57,068
baseline
▲ 0.50% · 4.625%
HK$60,540
+HK$3,472/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,136/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,741
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,343
−HK$1,626/mo
Today · 4.125%
HK$62,969
baseline
▲ 0.50% · 4.625%
HK$66,288
+HK$3,319/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,938/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,440
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,445
−HK$2,036/mo
Today · 4.125%
HK$68,481
baseline
▲ 0.50% · 4.625%
HK$72,648
+HK$4,167/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,962/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,689
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,612
−HK$1,951/mo
Today · 4.125%
HK$75,563
baseline
▲ 0.50% · 4.625%
HK$79,546
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,126/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,181
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,519
−HK$2,376/mo
Today · 4.125%
HK$79,895
baseline
▲ 0.50% · 4.625%
HK$84,756
+HK$4,861/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,790/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,638
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,881
−HK$2,275/mo
Today · 4.125%
HK$88,156
baseline
▲ 0.50% · 4.625%
HK$92,803
+HK$4,647/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,312/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,661
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,667
−HK$3,055/mo
Today · 4.125%
HK$102,722
baseline
▲ 0.50% · 4.625%
HK$108,973
+HK$6,251/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,444/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,534
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,418
−HK$2,926/mo
Today · 4.125%
HK$113,344
baseline
▲ 0.50% · 4.625%
HK$119,318
+HK$5,974/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,688/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,882 · Scale 2, in force from 26 Feb 2026)