LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,702
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,373
−HK$1,697/mo
Today · 4.125%
HK$57,070
baseline
▲ 0.50% · 4.625%
HK$60,542
+HK$3,472/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,140/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,743
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,345
−HK$1,626/mo
Today · 4.125%
HK$62,971
baseline
▲ 0.50% · 4.625%
HK$66,290
+HK$3,319/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,942/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,443
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,447
−HK$2,037/mo
Today · 4.125%
HK$68,484
baseline
▲ 0.50% · 4.625%
HK$72,651
+HK$4,167/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,968/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,692
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,614
−HK$1,951/mo
Today · 4.125%
HK$75,565
baseline
▲ 0.50% · 4.625%
HK$79,548
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,130/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,183
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,522
−HK$2,376/mo
Today · 4.125%
HK$79,898
baseline
▲ 0.50% · 4.625%
HK$84,759
+HK$4,861/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,796/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,640
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,883
−HK$2,276/mo
Today · 4.125%
HK$88,159
baseline
▲ 0.50% · 4.625%
HK$92,806
+HK$4,647/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,318/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,664
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,671
−HK$3,054/mo
Today · 4.125%
HK$102,725
baseline
▲ 0.50% · 4.625%
HK$108,976
+HK$6,251/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,450/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,537
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,422
−HK$2,925/mo
Today · 4.125%
HK$113,347
baseline
▲ 0.50% · 4.625%
HK$119,322
+HK$5,975/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,694/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,914 · Scale 2, in force from 26 Feb 2026)