LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,704
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,375
−HK$1,697/mo
Today · 4.125%
HK$57,072
baseline
▲ 0.50% · 4.625%
HK$60,545
+HK$3,473/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,144/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,745
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,348
−HK$1,625/mo
Today · 4.125%
HK$62,973
baseline
▲ 0.50% · 4.625%
HK$66,293
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,946/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,445
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,450
−HK$2,036/mo
Today · 4.125%
HK$68,486
baseline
▲ 0.50% · 4.625%
HK$72,653
+HK$4,167/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,972/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,694
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,617
−HK$1,951/mo
Today · 4.125%
HK$75,568
baseline
▲ 0.50% · 4.625%
HK$79,551
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,136/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,186
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,524
−HK$2,377/mo
Today · 4.125%
HK$79,901
baseline
▲ 0.50% · 4.625%
HK$84,762
+HK$4,861/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,802/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,643
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,887
−HK$2,275/mo
Today · 4.125%
HK$88,162
baseline
▲ 0.50% · 4.625%
HK$92,810
+HK$4,648/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,324/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,667
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,674
−HK$3,055/mo
Today · 4.125%
HK$102,729
baseline
▲ 0.50% · 4.625%
HK$108,980
+HK$6,251/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,458/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,542
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,426
−HK$2,926/mo
Today · 4.125%
HK$113,352
baseline
▲ 0.50% · 4.625%
HK$119,327
+HK$5,975/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,704/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,952 · Scale 2, in force from 26 Feb 2026)