LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,705
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,376
−HK$1,697/mo
Today · 4.125%
HK$57,073
baseline
▲ 0.50% · 4.625%
HK$60,546
+HK$3,473/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,146/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,746
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,349
−HK$1,625/mo
Today · 4.125%
HK$62,974
baseline
▲ 0.50% · 4.625%
HK$66,294
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,948/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,446
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,451
−HK$2,036/mo
Today · 4.125%
HK$68,487
baseline
▲ 0.50% · 4.625%
HK$72,655
+HK$4,168/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,974/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,696
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,618
−HK$1,951/mo
Today · 4.125%
HK$75,569
baseline
▲ 0.50% · 4.625%
HK$79,552
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,138/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,187
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,526
−HK$2,376/mo
Today · 4.125%
HK$79,902
baseline
▲ 0.50% · 4.625%
HK$84,764
+HK$4,862/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,804/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,645
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,888
−HK$2,276/mo
Today · 4.125%
HK$88,164
baseline
▲ 0.50% · 4.625%
HK$92,811
+HK$4,647/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,328/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,669
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,676
−HK$3,055/mo
Today · 4.125%
HK$102,731
baseline
▲ 0.50% · 4.625%
HK$108,982
+HK$6,251/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,462/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,543
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,428
−HK$2,926/mo
Today · 4.125%
HK$113,354
baseline
▲ 0.50% · 4.625%
HK$119,329
+HK$5,975/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,708/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,969 · Scale 2, in force from 26 Feb 2026)