LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,705
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,376
−HK$1,697/mo
Today · 4.125%
HK$57,073
baseline
▲ 0.50% · 4.625%
HK$60,546
+HK$3,473/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,146/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,747
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,349
−HK$1,626/mo
Today · 4.125%
HK$62,975
baseline
▲ 0.50% · 4.625%
HK$66,294
+HK$3,319/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,950/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,447
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,451
−HK$2,037/mo
Today · 4.125%
HK$68,488
baseline
▲ 0.50% · 4.625%
HK$72,655
+HK$4,167/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,976/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,696
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,619
−HK$1,951/mo
Today · 4.125%
HK$75,570
baseline
▲ 0.50% · 4.625%
HK$79,553
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,140/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,188
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,526
−HK$2,377/mo
Today · 4.125%
HK$79,903
baseline
▲ 0.50% · 4.625%
HK$84,764
+HK$4,861/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,806/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,646
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,889
−HK$2,276/mo
Today · 4.125%
HK$88,165
baseline
▲ 0.50% · 4.625%
HK$92,812
+HK$4,647/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,330/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,670
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,677
−HK$3,055/mo
Today · 4.125%
HK$102,732
baseline
▲ 0.50% · 4.625%
HK$108,983
+HK$6,251/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,464/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,544
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,429
−HK$2,926/mo
Today · 4.125%
HK$113,355
baseline
▲ 0.50% · 4.625%
HK$119,330
+HK$5,975/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,710/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,977 · Scale 2, in force from 26 Feb 2026)