LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,706
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,377
−HK$1,697/mo
Today · 4.125%
HK$57,074
baseline
▲ 0.50% · 4.625%
HK$60,547
+HK$3,473/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,148/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,748
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,350
−HK$1,626/mo
Today · 4.125%
HK$62,976
baseline
▲ 0.50% · 4.625%
HK$66,295
+HK$3,319/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,952/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,000,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,448
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,452
−HK$2,037/mo
Today · 4.125%
HK$68,489
baseline
▲ 0.50% · 4.625%
HK$72,656
+HK$4,167/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,978/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,697
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,620
−HK$1,951/mo
Today · 4.125%
HK$75,571
baseline
▲ 0.50% · 4.625%
HK$79,554
+HK$3,983/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,142/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,000,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,189
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,528
−HK$2,376/mo
Today · 4.125%
HK$79,904
baseline
▲ 0.50% · 4.625%
HK$84,766
+HK$4,862/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,808/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,647
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,890
−HK$2,276/mo
Today · 4.125%
HK$88,166
baseline
▲ 0.50% · 4.625%
HK$92,813
+HK$4,647/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,332/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,000,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,671
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,679
−HK$3,055/mo
Today · 4.125%
HK$102,734
baseline
▲ 0.50% · 4.625%
HK$108,985
+HK$6,251/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,468/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,546
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,430
−HK$2,926/mo
Today · 4.125%
HK$113,356
baseline
▲ 0.50% · 4.625%
HK$119,332
+HK$5,976/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,712/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,000,994 · Scale 2, in force from 26 Feb 2026)