LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,708
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,379
−HK$1,697/mo
Today · 4.125%
HK$57,076
baseline
▲ 0.50% · 4.625%
HK$60,549
+HK$3,473/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,152/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,750
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,352
−HK$1,626/mo
Today · 4.125%
HK$62,978
baseline
▲ 0.50% · 4.625%
HK$66,298
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,956/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,450
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,455
−HK$2,036/mo
Today · 4.125%
HK$68,491
baseline
▲ 0.50% · 4.625%
HK$72,659
+HK$4,168/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,982/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,700
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,623
−HK$1,950/mo
Today · 4.125%
HK$75,573
baseline
▲ 0.50% · 4.625%
HK$79,557
+HK$3,984/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,146/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,191
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,530
−HK$2,377/mo
Today · 4.125%
HK$79,907
baseline
▲ 0.50% · 4.625%
HK$84,769
+HK$4,862/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,814/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,650
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,893
−HK$2,276/mo
Today · 4.125%
HK$88,169
baseline
▲ 0.50% · 4.625%
HK$92,817
+HK$4,648/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,338/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,675
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,682
−HK$3,055/mo
Today · 4.125%
HK$102,737
baseline
▲ 0.50% · 4.625%
HK$108,988
+HK$6,251/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,474/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,550
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,434
−HK$2,926/mo
Today · 4.125%
HK$113,360
baseline
▲ 0.50% · 4.625%
HK$119,336
+HK$5,976/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,720/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,027 · Scale 2, in force from 26 Feb 2026)