LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,711
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,382
−HK$1,698/mo
Today · 4.125%
HK$57,080
baseline
▲ 0.50% · 4.625%
HK$60,553
+HK$3,473/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,160/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,753
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,356
−HK$1,626/mo
Today · 4.125%
HK$62,982
baseline
▲ 0.50% · 4.625%
HK$66,302
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,964/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,454
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,459
−HK$2,037/mo
Today · 4.125%
HK$68,496
baseline
▲ 0.50% · 4.625%
HK$72,663
+HK$4,167/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,992/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,704
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,627
−HK$1,951/mo
Today · 4.125%
HK$75,578
baseline
▲ 0.50% · 4.625%
HK$79,562
+HK$3,984/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,156/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,196
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,535
−HK$2,377/mo
Today · 4.125%
HK$79,912
baseline
▲ 0.50% · 4.625%
HK$84,774
+HK$4,862/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,824/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,655
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,898
−HK$2,277/mo
Today · 4.125%
HK$88,175
baseline
▲ 0.50% · 4.625%
HK$92,822
+HK$4,647/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,350/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,681
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,688
−HK$3,055/mo
Today · 4.125%
HK$102,743
baseline
▲ 0.50% · 4.625%
HK$108,995
+HK$6,252/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,486/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,556
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,441
−HK$2,926/mo
Today · 4.125%
HK$113,367
baseline
▲ 0.50% · 4.625%
HK$119,343
+HK$5,976/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,734/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,089 · Scale 2, in force from 26 Feb 2026)