LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,712
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,383
−HK$1,697/mo
Today · 4.125%
HK$57,080
baseline
▲ 0.50% · 4.625%
HK$60,554
+HK$3,474/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,160/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,754
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,357
−HK$1,626/mo
Today · 4.125%
HK$62,983
baseline
▲ 0.50% · 4.625%
HK$66,303
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,966/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,455
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,460
−HK$2,037/mo
Today · 4.125%
HK$68,497
baseline
▲ 0.50% · 4.625%
HK$72,664
+HK$4,167/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,994/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,705
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,628
−HK$1,951/mo
Today · 4.125%
HK$75,579
baseline
▲ 0.50% · 4.625%
HK$79,563
+HK$3,984/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,158/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,197
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,536
−HK$2,377/mo
Today · 4.125%
HK$79,913
baseline
▲ 0.50% · 4.625%
HK$84,775
+HK$4,862/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,826/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,656
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,900
−HK$2,276/mo
Today · 4.125%
HK$88,176
baseline
▲ 0.50% · 4.625%
HK$92,824
+HK$4,648/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,352/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,682
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,689
−HK$3,056/mo
Today · 4.125%
HK$102,745
baseline
▲ 0.50% · 4.625%
HK$108,997
+HK$6,252/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,490/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,558
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,442
−HK$2,927/mo
Today · 4.125%
HK$113,369
baseline
▲ 0.50% · 4.625%
HK$119,345
+HK$5,976/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,738/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,103 · Scale 2, in force from 26 Feb 2026)