LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,713
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,384
−HK$1,697/mo
Today · 4.125%
HK$57,081
baseline
▲ 0.50% · 4.625%
HK$60,555
+HK$3,474/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$114,162/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,755
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,358
−HK$1,626/mo
Today · 4.125%
HK$62,984
baseline
▲ 0.50% · 4.625%
HK$66,304
+HK$3,320/mo
Deposit HK$11.78M · loan HK$11.78M · min. income ≈ HK$125,968/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,001,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,456
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,461
−HK$2,037/mo
Today · 4.125%
HK$68,498
baseline
▲ 0.50% · 4.625%
HK$72,665
+HK$4,167/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$136,996/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,706
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,629
−HK$1,951/mo
Today · 4.125%
HK$75,580
baseline
▲ 0.50% · 4.625%
HK$79,564
+HK$3,984/mo
Deposit HK$9.42M · loan HK$14.13M · min. income ≈ HK$151,160/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,001,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,198
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,537
−HK$2,377/mo
Today · 4.125%
HK$79,914
baseline
▲ 0.50% · 4.625%
HK$84,776
+HK$4,862/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$159,828/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,657
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,901
−HK$2,276/mo
Today · 4.125%
HK$88,177
baseline
▲ 0.50% · 4.625%
HK$92,825
+HK$4,648/mo
Deposit HK$7.07M · loan HK$16.49M · min. income ≈ HK$176,354/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$1,001,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,683
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,691
−HK$3,055/mo
Today · 4.125%
HK$102,746
baseline
▲ 0.50% · 4.625%
HK$108,998
+HK$6,252/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$205,492/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,559
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,444
−HK$2,926/mo
Today · 4.125%
HK$113,370
baseline
▲ 0.50% · 4.625%
HK$119,346
+HK$5,976/mo
Deposit HK$2.36M · loan HK$21.20M · min. income ≈ HK$226,740/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,001,117 · Scale 2, in force from 26 Feb 2026)